Re: AKICIF: "X-Kaspersky:" header

<rkshullat@[EMAIL PROTECTED]
> wrote:
> Keith F. Lynch <kfl@[EMAIL PROTECTED]
> wrote:
>> Since I never borrow money, presumably *everthing* on my credit
>> report is a bogus charge, *none* of which I've ever paid.

> A person's credit rating starts out as a neutral value since they
> have no history, good or bad, for lenders to base their decisions
> on.  It goes up or down as they develop a history.  If you've never
> borrowed anything your rating is still neutral.

Not if there are a handful of bogus claims from AFNI and others.  And
of course I never paid a penny on any of those claims, so perhaps I
look like a deadbeat.

> If you suddenly wanted to borrow a lender might be curious as to why
> someone your age had no credit history ...

Is that unusual?  I had the impression that most Americans -- or at
least the ones who go to cons -- are wealthier than me.  So presumably
they'd be even less likely to ever borrow money.
-- 
Keith F. Lynch - http://keithlynch.net/
Please see http://keithlynch.net/email.html
before emailing me.